MAKE YOUR FREE Request to Remove Credit Freeze
What is a Request to Remove Credit Freeze?
When to use a Request to Remove Credit Freeze:
- You want to request that a credit bureau remove a fraud alert from your credit file.
- You want to provide the documentation that is needed in order to remove a fraud alert.
Sample Request to Remove Credit Freeze
The terms in your document will update based on the information you provide
Equifax Security Freeze
P.O. Box 105788
Atlanta, GA 30348 |
Dear Equifax:
I would like to permanently remove a security freeze on my credit file. My name is . My former name was . My social security number is and my date of birth is . My security freeze personal identification number (PIN) is .
My current address is:
,
As proof of my identity, I am enclosing a copy of . As proof of my current residence, I am including a copy of .
Sincerely,
______________________________________
Experian Security Freeze
P.O. Box 9554
Allen, TX 75013
Dear Experian:
I would like to permanently remove a security freeze on my credit file. My name is . My former name was . My social security number is and my date of birth is . My security freeze personal identification number (PIN) is .
My current address is:
,
As proof of my identity, I am enclosing a copy of . As proof of my current residence, I am including a copy of .
Sincerely,
______________________________________
TransUnion LLC
P.O. Box 2000
Chester, PA 19016
Dear TransUnion:
I would like to permanently remove a security freeze on my credit file. My name is . My former name was . My social security number is and my date of birth is . My security freeze personal identification number (PIN) is .
My current address is:
,
As proof of my identity, I am enclosing a copy of . As proof of my current residence, I am including a copy of .
Sincerely,
______________________________________
Request to Remove Credit Freeze FAQs
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How do you unfreeze your credit?
A Request to Remove a Credit Freeze will "thaw" any freezes that are currently on file with each of the credit bureaus and makes your credit report available to creditors and other third parties who might request it. Timelines and procedures for lifting a security freeze vary from one credit bureau to another, but they generally take about three business days from when your request is received. You will need your PIN that was provided when freezing your credit, so you can access your report and unfreeze when needed.
Rocket Lawyer's Request to Remove a Credit Freeze template is simple and easy to use. You simply answer some questions and then you can save, download, print and send it to the three credit bureaus to unfreeze your credit.
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How do you unfreeze all 3 credit bureaus?
The Request to Remove a Credit Freeze generates letters to satisfy the requirements for each of the three credit bureaus. Simply complete the document, print out the number of copies that you need, and send them to the relevant credit bureaus.
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How do I unfreeze my TransUnion credit report?
The template provided on this page can be used to unfreeze your TransUnion credit report. Please note that you will need your PIN that was provided when freezing your credit, so you can access your report and unfreeze. For the most up-to-date process, it may be helpful to contact TransUnion directly.
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How do I temporarily unfreeze my Equifax?
If you want to temporarily unfreeze your credit, you may consider requesting a "thaw" instead. A thaw is a temporary removal of the freeze for a certain period of time, such as a day, week or other specified amount of time. Once that period of time passes, the freeze will automatically be set back into place. The thaw may present a more suitable option rather than having to go through the process of unfreezing then refreezing, depending on what your needs are. For the most up-to-date process, it may be helpful to contact Equifax directly.